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By: Clink

I’ve been having the same trouble as you. I do most of my banking electronically and I almost always flub up, to the point of bank fees. I like your idea of entering the withdrawals at the beginning of...

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By: MoneyFwd

I do it all somewhat differently. I basically go to zero-based budget route. I have my budget on a spreadsheet and as the month goes on I add my paycheck and subtract the money I use. At the end, any...

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By: Matt

I keep a detailed expense spreadsheet where I track all money going in and coming out. I find that this works better for me because I can see what I spend my money on. If I use an ATM to get some cash...

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By: a0z0ra

I used GnuCash software (on my Ubuntu) to keep track of my finance. It’s opensource, and I heard that it has most of the functionality that you can find in Microsoft Money & Quicken. I highly...

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By: Jordan T. Cox

For awhile I was using some custom finance software that I had written, before I realized that it was just too much for what I needed. I sat down one night and wrote up a quick Excel Spreadsheet (much...

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By: Berry

I use moneywent.com… it is brand new but so far I like it. I know exactly where my cash goes. It’s free and you can access it from anywhere. http://www.moneywent.com (disclosure- I did help develop it...

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By: Andrew Ferguson

If your account has no overdraft (as mine does), is there any tangible benefit to doing this? The only reason I can see is that you’ll notice suspicious transactions, which is a very real benefit....

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By: Adventures In Money Making

I pay everything on my credit card. i pay that once a month. everything else is fixed like rent, cellphone bill, etc except utility bill. whats there to balance?

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By: Nguyen

I use AceMoney to keep track of all my various accounts with banks, brokerages, TreasuryDirect, eBay, etc. I much prefer it to Quicken, Quickbooks, or Money. At $30 for the full version and life-time...

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By: Bettsi

And here I thought I was so clever! I developed our Excel spreadsheet in January and so far it has been great. However, we are notorious “nickel and dimers”, so it is A LOT of data entry and checking...

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By: Caroline

I do not balance my checkbook I don’t even have a checkbook, I use my credit card for everything utilities,food, car insurance etc. and pay it in full each month. Therefore I rarely need cash or make...

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By: Patty

Hello If anyone out there can help me I will greatly appreciate it. My old computer broke and I had my Excel spreadsheet on it. My old co-worker sent me a spreadsheet with a formula to add and subtract...

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By: Mike

I use Quicken 2005 for Mac…It works, it can schedule automatic payments and either a)enter it automatically, or b) prompt you to enter them (allowing you to change variable amounts, ie you electric...

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